Enable America Jobs

Enable America Logo

Job Information

Citigroup Senior Business Associate in Miami, Florida

Citibank, N.A. seeks a Senior Business Associate for its Miami, FL location.

Duties: Establish pricing alternatives by appraising detail cost and profitability based on variables such as volume, deposits, regulatory requirements, cross sell variables, and the complexity of the countries where clients operate using systems and applications developed by Citibank. Contribute to the expansion of new pricing and billing architecture by providing data analysis and alternatives to improve potential bottlenecks, increase fees, and expand business returns. Manage internal activities associated with Citi product pricing, variable costs, and billing adjustments for customers. Conduct detailed leakage and revenue analyses and provide pricing information utilizing available systems and applications. Prepare mathematical and financial calculations of metrics and key operational indicators including, Return on Basel III, Return on Regulatory Capital, Solvency Ratio, Risk Weighed Assets, Liquidity Coverage Ratio, Total Combined Incentive, Return on Tangible Common Equity, Rates Spreads, and Cost of Funds, Operating leverage, Efficiency ratio, Red Zone Clients, and Liquidity Coverage Ratio based on data obtained from Citibank’s management tools to ensure compliance with U.S. and Latin American banking regulations. Remote work may be permitted within a commutable distance from the worksite in accordance with Citi policy.

Requirements: Master’s degree, or foreign equivalent, in Business Administration, Finance, or a related field, and four (4) years of experience in the job offered or in a related occupation in the financial planning industry. Employer will accept pre- or post- Master’s degree experience. Four (4) years of experience must include: Analyzing factors including operating margin, variable margin, return on tangible common equity, cost of funds, revenues and expenses and applying key financial and regulatory banking metrics including Risk Appetite Surplus, Risk Appetite Ratio, Return on Basel III, Return on Regulatory Capital, Solvency Ratio, Risk Weighed Assets, Liquidity Coverage Ratio, Total Combined Incentive, Return on Tangible Common Equity, Operating leverage, Efficiency ratio, Rates Spreads, and Cost of Funds; Analyzing and projecting financial data, creating models to assess various scenarios, and ensuring compliance with regulatory requirements; Conducting in-depth analysis of US and Latin American markets, banking regulations, and accounting practices of Latin American countries to provide strategic recommendations for decision-making; Assessing the performance of cash management products offered in the US and Latin America which includes the ability to interpret financial statements, analyze key performance indicators (KPIs), and generate comprehensive reports; Conducting in-depth financial analysis to identify trends, assess product profitability, and provide insights to drive informed decision-making; Utilizing statistics and data analytics to identify opportunities, optimize pricing structures, and make data-driven recommendations to enhance financial outcomes; Utilizing project management experience to synthesize information, set priorities, and drive results for implementing pricing strategies, financial planning processes, and other projects critical to success; and Mitigating risks, maintaining financial stability, and identifying opportunities for improvement. 40 hrs./wk. The position requires 25% domestic and international travel. Applicants submit resumes at https://jobs.citi.com/ . Please reference Job ID # 24739444. EO Employer.

Wage Range: $127,700 to $127,700/year

Job Family Group: Business Strategy, Management

Job Family: Business Administration


Job Family Group:


Job Family:


Time Type:

Full time


Primary Location:

Miami Florida United States


Primary Location Full Time Salary Range:

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.


Anticipated Posting Close Date:

May 15, 2024


Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) .

View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .

View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .

View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)

Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

DirectEmployers