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JPMorgan Chase Lending Professional in New York, New York

DESCRIPTION:

Duties: Analyze credit data and financial statements of Brazilian clients in order to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision- making. Utilize knowledge of the Brazil credit lending process, cultural nuances of the Brazilian client base, and Brazil banking regulations affecting loan registration with the Central Bank to perform risk management and control, as well as credit origination. Coordinate with the various teams involved in the credit underwriting and credit risk support processes, including throughout document preparation, client service, booking, collateral review, and funding, to ensure each loan request is stewarded throughout the entire loan lifecycle process and delivered to the client within the desired timeframe. Follow up on any outdated or missing documentation and loan pricing exception approvals. Ensure all risk exceptions for the market related to past due principal, interest, fees, annual reviews and aging overdrafts are adequately addressed and resolved in a timely manner, and escalate to senior management any overdue items.

QUALIFICATIONS:

Minimum education and experience required: Bachelor's degree in Economics, Finance, Business Administration, or related field of study plus 3 years of experience in the job offered or as Banker/Lending Professional, Credit Operations Associate/Analyst, or related occupation. The employer will alternatively accept a Master's degree in Economics, Finance, Business Administration, or related field of study plus 1 year of experience in the job offered or as Banker/Lending Professional, Credit Operations Associate/Analyst, or related occupation.

Skills Required: This position requires experience with the following skills: communicating with and servicing Brazilian clients; Brazil credit lending process; cultural nuances of the Brazilian client base; Brazilian Central Bank 4131 loan registration process; Brazilian ANBIMA system used to obtain public information regarding fund statements and fund articles; and working with Brazilian brokers. This position requires experience with the following regulations and regulatory practices: Brazilian 4131 regulation; International Standby Practice (ISP98), specifically the roles and responsibilities of the various parties involved in a standby letter of credit transactions; Federal Regulation U, specifically how and if it applies on the various types of loans extended by the bank and the impact on collateral valuations; and 11D, specifically what type of securities are subject to 11D seasoning and impact on collateral valuations.

Job Location: 390 Madison Avenue, New York, NY 10017.

Full-Time. Salary: $113,950 - $125,000 per year.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Base Pay/Salary

New York,NY $113,950 - $125,000 / year

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