Job Information
The Citizens Bank of Philadelphia Credit Analyst / Philadelphia in Philadelphia, Mississippi
This Position is for a Credit Analyst with a bank location in Philadelphia, MS.
Position Credit Analyst Location Open Hours Monday - Friday: 8 am to 5 pm
About the Position Provide bank management with timely and accurate information related to the credit quality of its loan portfolio.
About the Opportunity The Citizens Bank opened in 1908 in Philadelphia, MS, and it quickly earned a reputation for safety, confidence, honesty, integrity, and hard work. Throughout its history, the bank held steadfast to its commitment to be a bedrock partner to the communities it serves. Today, still grounded in the principles on which we were founded, our $1.4 billion bank serves the state of Mississippi through 26 branch offices and beyond with its digital and mobile banking solutions. Our high-tech, high-touch approach to full-service banking helps us provide the products and services of larger banks, but with a level of service that only a community bank committed to extraordinary service can provide. We're different. We appreciate and respect our past, but our sights are clearly set on building an even better bank for the future, and it starts with our people. Our commitment to making the bank a great place to work is woven into the fabric of our core values - SERVE.
Essential Duties Spread and analyze customer financial statements, specifically to determine cash flow on existing and new customers. Provide underwriting support. Develop pertinent information for lenders and loan committee for use in the approval process of new, renewal and extension loans. Evaluate quality of financial information submitted prior to performing analysis to determine if there is a need for additional information. Review and summarize all available business and/or personal financial information on relationships. Prepare quantitative written assessments detailing analysis for use in making credit decisions. Other duties as required by supervisory personnel. The Right Person 3 - 12 months successful experience in credit underwriting, asset valuation or similar work environment. Exceptional Verbal and Written Communication Skills. Exceptional Knowledge/Use of Microsoft Office products. Ability to work independently within time constraints. 4-year degree in banking & finance, accounting or related field.
VEVRAA Federal Contractor. Priority referral of protected veterans