Enable America Jobs

Salary Range: $59,200.00 - $94,700.00 (Depending on knowledge, skills, abilities and location. Certain level jobs may be eligible for bonus, commission, and/or equity awards.) Posting Date: June 18, 2024 This job will be open and accepting applications for a minimum of three days from the date it was posted. Benefits* worth writing home about: Medical, dental, and vision coverage for employees and their families Life, disability and family Leave 401(k) and Roth 401(k) with employer match Wellness program, employee assistance program, "Commute Trip Reduction" (CTR) and various employee discounts Generous vacation, sick leave, 11 paid holidays, and 16 hours of paid leave every year for community service work Free employee checking account and employee home loan discounts *For eligible employees averaging 20 or more hours per week. EO/AA Employer including Vets and Disabled. Qualified applicants with arrest and conviction records will be considered in accordance with legal requirements. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy. Job Description Summary: This position is responsible for independent reviews and analysis of possible suspicious activity to ensure compliance with the Bank Secrecy Act (BSA) and the USA PATRIOT Act. This position provides research and evaluation Anti Money Laundering (AML) alerts and cases and accurately and sufficiently documents analysis and findings in the case management system. Takes referrals from other business units and does additional investigations to determine whether a Suspicious Activity Report (SAR) should be filed within regulatory guidelines. All decisions to not file a SAR will be appropriately documented to support the determination. This position evaluates high risk accounts and activity for Enhanced Due Diligence (EDD) and makes recommendations regarding account retention. Additionally, this position reviews and responds to 314(b) requests as necessary. The BSA/AML Analyst II position requires an in-depth knowledge of federal and state laws and regulations to effectively assist in researching, preparing, implementing, maintaining, developing, and tracking all HomeStreet BSA/AML incidents. Job Details: PRIMARY FUNCTIONS: Conducts timely BSA/AML investigations as necessary, including the filing of appropriate reports to law enforcement authorities or regulatory agencies. Maintains records and documentations needed to meet Regulatory and Audit requirements. Responds to AML/BSA, security and fraud situations; works closely with law enforcement officials. Independently reviews and investigates suspicious transaction incidents from all business lines. Recommends account closure to BSA Management when BSA concerns are identified. Responsible for conducting Enhanced Due Diligence (EDD) reviews of High-Risk customers. Responds to other Financial Institutions and or Law Enforcement as necessary. Contributes to SAR and BSA reports prepared for Management and the Enterprise Risk Management Committee of the Board. Evaluates the work product (STR and research documents) from both the Underwriter Forensic Mortgage Analyst II and BSA Compliance Analyst. Assists in the development of written AML/BSA prevention and detection procedures. Maintains a current and through understanding of money laundering and terrorist financing issues, including policies, procedures, regulations, industry best practices, criminal activities and developing trends. Contributes to an effective working relationship with the various federal and local law enforcemen