Job Information
First International Bank and Trust Mortgage Loan Partner in Sioux Falls, South Dakota
Mortgage Loan Partner
Department: Mortgage Support
Location: Sioux Falls, SD
PT/FT/Temporary : Full Time
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First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work.
As a Mortgage Loan Partner , you will play a pivotal role in our mortgage lending operations. Your primary responsibilities will include assisting customers through the loan application process, coordinating with lenders and underwriters, and ensuring a smooth and efficient experience for all parties involved. You will work closely with loan officers, customers, and real estate professionals to facilitate timely loan approvals and closings.
This is an in-office position.
Key Responsibilities:
Prepare mortgage applications obtained from initial online application program or via phone.
Pull credit, run automated underwriting, and analyze completed application to determine acceptability of risk.
Price loans, explain financing options to borrower, obtain borrower-s commitment and lock loans.
Collaborate with loan officers, processors, and other mortgage team members to ensure a great applicant experience.
Communicate with realtors, title companies, CPAs and other third parties involved during the loan process.
Check loan file accuracy and completeness of file information.
Review information to verify relevance, accuracy, and that it meets necessary rules and guidelines.
Provide periodic loan status updates to borrowers, realtors, title company and mortgage loan processing.
As directed by the loan officer, provide loan support to mortgage originators assisting with loan file comments and withdrawn/denied files in compliance with FIBT-s loan file policy/procedure.
Qualifications:
- Associate degree (A. A.) or equivalent from two-year college or technical school; two years of mortgage experience and/or training; or equivalent combination of education and experience.
First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits and training and growth opportunities.
We show our employees we care by providing competitive benefits and training and growth opportunities. Here are the things we offer within our full-time benefits package:
Health, Dental & Vision
401K Retirement Plan with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Holiday pay
If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly at TalentAcquisition@FIBT.com.
Equal Opportunity Employer
START YOUR APPLICATION (https://apply.hrmdirect.com/resumedirect/ApplyOnline/Apply.aspx?req_id=3200317&source=3200317-CJB-0)