Enable America Jobs

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Financial Crime Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview :

The TD Global AML department is accountable for establishing TD's Global Anti-Money Laundering and Anti-Terrorist Financing Program (AML/ATF) to ensure that all TD businesses adhere with AML/ATF regulatory expectations in all jurisdictions where TD operates. This includes setting consistent standards across business segments that may be further tailored to specific business or jurisdictional requirements; conducting annual enterprise-wide AML risk assessments; maintaining the Global AML Policy (including Know Your Customer and Enhanced Due Diligence, record keeping & retention requirements); currency transaction and suspicious transaction monitoring and reporting; screening TD customers against regulatory watch lists; a hierarchy of designated AML officer functions; enterprise-wide and specialized AML training of employees; and independent AML testing. In the FIU, we conduct detection, investigation, and reporting for the money laundering program.

Job Description :

Workplace Model: Hybrid

Job Description :

• This position evaluates ML/TF risk, by conducting investigations on cases as part of the controls of TD's AML and ATF program.

• This position will support the management team and conduct second level reviews including, but not exclusive to, reviews of investigator cases of Suspicious Transaction Reports (STR) and Demarket approval(s).

• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching on case files and/or guidance as appropriate. This position will support the PEP Investigation team

• Ability to review other FIU teams work.

• Perform a broad range of money laundering investigation related activities in support of Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) regulations designed to detect and report on financial-related crimes.

• Ability to lead and positively influence others.

• Provide trend analysis and reporting of AML/TF findings to Management for review.

• Assist the operational function with developing/drafting and maintaining written policies, procedures and/or programs/frameworks to minimize compliance breaches and monitor adherence to applicable regulations/ requirement.

• Prioritize and manage own workload to meet SLA requirements for service and productivity.

• Serve as a subject matter expert in an operational function and serve as knowledge and process expert to others.

• Comply with applicable internal and external audit and regulatory requirements and actively participate in Audit Reviews, providing recommendations and guidance as required.

• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.

• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

• Evaluate potentially suspicious account activity. Recognize and evaluate accounts and activity and effectively document recommendations regarding account retention and/or regulatory reporting obligations.

• Effectively work independently with minimal supervision within a team environment to complete a common goal and prioritize daily workload to meet department objectives.

• Adhere to the team policy and procedures to ensure that work is properly documented.

Job Requirements :

• 2.5 years of industry related experience with 1 year experience in another FIU Investigative Team.

• Understanding of related regulations, such as the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA).

• Experience with a wide variety of ML/TF risks for multiple customer/product types and a solid ability to articulate the risks and your findings in a recommendation summary.

• Excellent communication skills, including the ability to professionally manage questions and/or concerns escalated by partners.

• Excellent organization skills with the ability handle multiple complex cases simultaneously, while meeting deadlines.

• Excellent team player who is versatile and adaptable to new situations/opportunities within the business needs.

• Strong attention to detail and accuracy.

• Excellent technical and computing skills: including the ability to use various searchable databases and Microsoft Office software. Knowledge of current and emerging trends

• Skill in mentoring, coaching and performance management

• Skill in using analytical software tools, data analysis methods and reporting techniques

• Skill in using computer applications including MS Office

• Skill in mentoring, coaching and performance management

• Ability to exercise sound judgment in making decisions

• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines

• Ability to process and handle confidential information with discretion

Additional Information :

SHAREHOLDER: Prioritize and manage own workload to meet SLA requirements for service and productivity

• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate

• Protect the interests of the organization identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary

• Comply with applicable internal and external audit and regulatory requirements and may actively participate in Audit Reviews, providing recommendations and guidance as required

CUSTOMER: Support the business internally as a specialist of a given area in AML/ATF, Sanctions/ABAC matters

• Conduct sound investigations and provide AML/ATF, Sanctions/ABAC , support and recommendations on AML/BSA, Sanctions and ABAC investigations

EMPLOYEE / TEAM: Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest

• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit

• Perform 2nd level reviews on investigator cases through our case management systems while ensuring compliance to our process and procedures.

BREADTH & DEPTH: Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required

• Lead a team and oversees the most complex or diverse operations or functional area - impacts a significant part of the organization and entails leading teams in completing multiple step transactions, processes and

• Require strong process management knowledge and understanding of the business and operational function areas supported"

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement:

N/A.

Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.